A Sneak Peak into Prepper Academy
For those who have read the last post, I shared with you all how and why I got into prepping. Many of you also shared your own personal stories.
Thanks so much!
At the end of that article I mentioned how I’ve been working on developing a resource that will be very helpful to the prepper community — especially for those who are struggling with knowing how and where to begin.
This resource is a members-only community that I call Prepper Academy and I’m excited to finally tell you what it’s all about:
Prepper Academy is an online resource that helps you get prepared. The central focus of the academy is a set of guided courses that are designed to take you step by step from being utterly unprepared to the ultimate goal of self-reliance — accommodating even the most modest of budgets.
Prepper Academy is broken up into five modules with multiple courses per module. Each month you’ll receive new courses that guide you through the various modules bringing you closer to the goal of personal freedom and independence.
As you move through the various modules your ability to effectively survive a wide variety of disasters will increase as shown in the following graphic:
What you’ll learn:
Course 101: Building a Bugout Binder
After completing this course, you will have created a highly-customized emergency binder that is designed to be quickly taken with you if you were forced to evacuate your home. By having this binder, you will…
- Have peace of mind knowing that you have all the vital documents you would need to rebuild your life in case your home were destroyed
- Have a solid bug-out plan in place telling you what to do, when to leave, where to go, and how to get there, and…
- Be way ahead of the mad rush of people exiting your area by knowing the “pre-cursor signals” that tell you it’s time to leave.
Course 102: Building your Disaster Kits
After completing this course, you will have a set of disaster kits which are custom designed for a variety of emergency situations. You’ll learn…
- How to build a Bug-Out Bag (BOB) that will help you survive your journey from ground zero to a safe area.
- How to put together an Emergency Car Kit that will keep you warm, safe and comfortable until help arrives or you can get on the road again.
- What a Get-Home Bag (GHB) is, how to put one together, and why it’s crucial to carry one whenever you’re away from home.
- How to build a proper Emergency Medical/Trauma Kit
- The importance of Every-Day Carry (EDC) kits and what should be in yours.
- The different types of Specialty Kits there are and which ones are essential for you and your household.
Course 103: Battening Down the Hatches (Sheltering-in-Place)
Before disaster strikes your home, it’s absolutely essential that you know how to prepare ahead of time. and what to stock up on is of primary importance. But that is only half the story, knowing how to deal with emergencies during and after the emergency are just as important. In this course you will…
- Have peace of mind knowing that in a minor crisis you will never have to join the flocks of people rushing to the stores before the shelves clear
- Have enough supplies to ride out a minor crisis that would affect your power, water, and food supply.
- Learn what types of fuel you should have on hand and how to store it
- Learn how best to purify and store water…even if you live in a small apartment
- Overcome disaster paralysis by learning what to do to prepare your home BEFORE a disaster strikes
- Determine the most likely disasters to affect you and how you can prepare for them
Course 104: Cooking Off-Grid
Knowing how to cook during an extended power outage is crucial for comfort, morale, as well as avoiding food-born illnesses. In this course you will…
- Know the best off-grid cooking options available that work with big or small budgets
- Discover which off-grid cooking methods are best fit for sheltering-in-place or bugging out
- Know how to make your own off-grid cooking stoves with common every-day items
- Learn how to use an often overlooked but highly effective primitive fire method that is easily built by a 4-year old, can be used in rain, snow or shine, and easily ignites with only one match
Course 105: Survival Sanitation in a Grid-Down World
Even during short-term grid-down situations, major sanitation issues and devastating health problems can erupt. Sanitation may not be as sexy a topic as firearms, bug-out bags, or fire making, but knowing how to keep clean and properly deal with waste and sewage during a grid-down situation is one of the most important pieces of knowledge to have as a modern prepper. In this course you will…
- Learn a simple homemade cleaning solution using items already in your home that is powerful enough to kill Anthrax spores
- Know how to deal with trash when the garbage man stops coming
- Discover the single most effective way to prevent the spread of communicable diseases
- Learn how to properly and safely dispose of human manure – whether you’re in the city or the country.
The remaining modules are also chock full of courses that will take you to that next level of preparedness:
In this module you’ll learn how to build a reserve that will get you through longer-term emergencies from a job loss to larger scale disasters lasting at least 3-months.
You’ll also learn how to preserve your own food to extend shelf life and for those with limited budgets, you’ll learn how to build up this reserve without breaking the bank.
Module 200 also gets you started on establishing your Survival Library. You’ll learn why it is crucial and what should be in yours.
Module 300 is in many ways a continuation of the previous module, except this level is focused on long-term, bulk food storage. It will teach you exactly what to store, where to buy it, how to store it, and most importantly how to use it.
There are far too many preppers with buckets of long-term bulk food just sitting in their basements with no idea how to use them. A major portion of this module then is teaching you how to integrate them in your every-day life so that when the SHTF you and your family will already be accustomed to using and eating it.
Module 400 is all about securing what you’ve worked so hard to build.
When tough times loom, social unrest and crime increases. It’s important during these times that you know how to secure your home and keep your family safe. This module will help you to put in place active and passive protections for your home and loved ones.
You’ll also learn about home caching (for hiding valuables in your home), mindset and awareness training, defensive/offensive tools available for preppers, as well as recommended and inexpensive sources of self-defense training and much more.
Finally, when uncertainty is in the air, you’ll want to know how to communicate with your loved ones as well as keep your “ear to the ground”. Module 400 goes into detail about the various types of communication options available to preppers when the grid is up or down.
Up to this point in the academy (Levels 100 – 400) you’ve been mostly accumulating stuff to get you through tough times. You could stop at this point, working only on storing more and more stuff (which many do). But to really get beyond SURVIVING and moving into THRIVING and ultimately entering self-sufficiency, you’ll want to move on to these higher levels.
Level 500+ is all about skill development. The benefits of learning skills over accumulating stuff is that the more capabilities you learn in these upper levels, the less you’ll be dependent upon what you’ve already accumulated.
As a good friend of mine often says, “Training Trumps Gear” — the more you know the less you need. And best of all as you develop self-sufficiency, your stores become less of a necessity and more of an insurance policy.
A ton of thought, research, time and collaboration has gone into Prepper Academy to make it THE go-to resource for a variety of preppers with diverse backgrounds, means, and needs.
And as they say in those cheesy infomercials…
By becoming a member of Prepper Academy you’ll also have access to the following:
At the Prepper Academy forum you’ll find a safe place to share, free of spam and disrespectful anonymous people. Our forums are fully moderated, assuring you a relaxing and rewarding experience.
In addition, you can earn “forum bucks” which reward the top participants every month with fantastic prepper gear like Leatherman multi-tools, water filters, medical kits, books, knives, campstoves and more!
We feature a growing list of video columns from some of the best prepper-videos available on the web. Videos include Survival Medicine, Analytical Survival and the Personal Defense Network.
A fully-downloadable digital library containing HUNDREDS of documents that you can add to your survival library immediately. With documents in various categories such as general preparedness, heat and energy, homesteading, urban survival, wilderness survival, personal protection, and personal health/medical there is plenty of information for you to work through for those looking to go above and beyond.
Prepper Academy has teamed up with some of the best vendors of prepper-related supplies and training to provide you with a number of fantastic discounts. Just the savings alone will pay for your membership many months over!
OnPoint Tactical
$100 off your class of choice
School of Natural Healing
$100 off the online Family Herbalist Course
Self-Sufficient-Life.com
50% off all eBooks
Given the amount of information you get, and the option to win free prepper gear, as well as the incredible discounts, I could easily set the price of membership to be $30 a month.
However, since the community is just beginning and this is a brand-new launch
Since I’ll be releasing this on Wednesday (today is Monday), anyone who signs up this week will be GRANDFATHERED in at $7/mo for as long as you retain your membership. So any future price increases will not affect you.
That’s about the cost of an extra value meal at McDonald’s!
Nope. No catch. No commitments.
When you sign on, you will be charged monthly at a flat rate of $7 per 30 days and you can cancel at any time. If you do decide to cancel there are no hard feelings and you won’t need to talk to anyone over the phone or hunt far and wide to end your membership. It’s as simple as clicking the “Unsubscribe” button in the membership site and following the easy directions.
On your first month of joining you’ll get access to the following courses from Module 100:
After that, on each 30-day anniversary of your joining, a new course (or courses depending on the module) will be “activated” automatically for you.
There are around 17 courses in Module 100 – Module 400 and it will take around a year to get you through those. Since each of the courses are intended to be completed sequentially and are fairly involved, you will need the time to work through them before moving on to the subsequent courses and modules.
After that Module 500 is for those willing to go beyond just “Prepping” and into self-reliance. If you continue as a member at that point, you will continue to receive more courses that further your self-reliance skills such as gardening, wild edible and medicinal plant studies, wilderness survival and more.
In addition, when you join you will be given unrestricted access to all of the other content and features such as the discounts, forum, libraries etc.
So that’s Prepper Academy in a nutshell. Sorry it took so long to explain but I’m super excited about this and I wanted to make sure you had a full understanding of the depth of what I’m offering here.
With that, if you have any questions or comments feel free to leave them below.
thanks guys and stay safe,
- Erich
- Posted in Prepper Academy
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Sounds pretty complete, guy. Just a couple of “general” questions = You say the courses of each module will be available monthly = all the module courses or just some? You also say we will be “charged” the monthly fee – how will this be done? I understand the realities of cash flow for any business, but I for one do not use PayPal nor do I give access to my credit card or bank accounts, so check or money orders is my preferred and only route.
Hi Goatlady,
I updated the verbiage above to make it a bit clearer. But in a nutshell:
On your first month of joining you’ll get access to the following courses from Module 100:
Course 101: Building a Bugout Binder
Course 102: Building your Disaster Kits
Course 103: Battening Down the Hatches (Sheltering-in-Place)
After that, on each 30-day anniversary of your joining, a new course will be “activated” automatically for you.
Regarding the monthly fee, yes currently it is with Paypal (which you can also use your credit card for if you don’t have Paypal).
I totally understand you being hesitant with using your credit card and I’m trying to figure out how to accept check or money order so that it sets you up into the membership site (currently the membership program and it’s content delivery system is tied in with the credit card/PayPal option).
I’m not sure if I will have a solution right away but I’ll keep you (and others) updated when that happens.
Excellent!!!
This is something the busy (work) people who desire to prepare can go too and get real sustainable information.
Where? When? How do I ink the electronic line?
This will be launching on Wednesday. I’ll be posting a new article with order details or if you subscribe to my mailing list you’ll get an email reminder as well.
Any chance this could be set up on a yearly recurring membership?
Hi Jake,
Currently this is only monthly with PayPal. I am working on using/accepting other methods of payment and terms but I’m not sure these will be available right away.
The way I read ie is if I pay $7.00 a month I will receive the complete course. Which is what I would expect. However, you stated “You will have access to all of the content and features (discounts, forum, libraries etc.) in the site upon joining EXCEPT FOR the courses and modules.” Are these going to cost extra or do we not get them at all?
Point blank, does the $7.00 a month pay for the course in its entirity?
Suzy,
I updated the verbiage above to make it a bit clearer. But in a nutshell:
On your first month of joining you’ll get access to the following courses from Module 100:
Course 101: Building a Bugout Binder
Course 102: Building your Disaster Kits
Course 103: Battening Down the Hatches (Sheltering-in-Place)
After that, on each 30-day anniversary of your joining, a new course will be “activated” automatically for you.
Is there a bound book I can order with all these modules in it…I’d like to give them out as Christmas gifts to everyone on my list.
Hi Eileen,
Unfortunately at this time it is only offered digitally.
How long will I take to get through the complete course.
Hi Lee,
Finishing each of the courses is highly dependent upon your available resources and time so it’s hard to say how long it will take for each person.
Eric the course outline looks great……Can’t wait for first module
All sounds interesting. Are the modules downloadable? The premise is…if you could download modules then you could still reference even if Internet goes down. Also printing tends to be costly. I’ve got important records scanned, loaded on iPad, plus backed up and would add the modules to my “prepper” and “good” (get out of dodge) archives.
Thanks in advance for your response.
Larry,
Yes all the courses are in PDF format and can be freely downloaded and printed or saved/backed-up to another location without issue.
Keep in mind, there are accompanying videos that go along with the modules to further explain and demonstrate key skills and theories. Unfortunately these at the time of this writing are not downloadable however since the course PDFs are fairly detailed they will still be a fantastic resource for you.
Count us in!! I’m afraid that time is getting short, so is there any way all modules could be paid for at one time and downloaded? I would really hate to be almost at the end of Module 300 and have everything go down.
We really appreciate your hard work in putting this all together for all of us!
Thanks for your response.
Hi Marc,
To be honest, since I am still working with subject matter experts on some of the later modules they are still in progress so that option is currently not available.
I totally get your concerns though, and I was originally debating whether to hold off on releasing it until all modules were complete. However, I think the information that is already available is so valuable for those that are just beginning that I felt I needed to get it out now.
Is there a link to sign up now, it do we have to wait until Wednesday?
Hi Kyle,
I’m still finalizing some of the technical details with regards to the payment system so it will not be available until Wednesday.
thanks for your interest!
- Erich
It sounds great but I don’t see anyplace to sign up?
Hey Scott,
This will be available in two days (on Wednesday).
Thanks Erich. Count us in either way. We’ll be looking for the sign-up on Wednesday.
So you get 3 courses up front but only 1 course a month after that. How many courses are there total?
Hi Capt,
There are around 17 core courses that get you to Module 500. This should take you around the year mark to reach that level.
I need to update the verbiage above to state that some months you’ll get more than one course (since you’ll be getting around 17 in total for 12 months).
Once you reach Module 500 there will be additional courses added on regular basis for as long as you retain your membership. Module 500 covers things such as gardening, urban gardening, wild edible and medicinal plants, wilderness survival and so on.
Keep in mind that at any time you are not feeling you are getting your values worth you can (and should) cancel. I hope to provide you with as much value as possible which will really help you become better prepared.
Please let me know if you have any other questions or concerns. I really want to make sure I’m including you guys’ feedback into the academy as well.
This sounds really good!
I read that you get the first module 100, which includes 101-103, however above, you stated there were five within module 100, 101-105…That is causing a misunderstanding as you stated that each month thereafter is the next module (200, 300, 400 and 500 “and beyond”).
So, if we get module 100 the first month, that should be all modules in the 100 set, i.e. 101-105, not 101-103, and then month two should be all of the modules in the 200 set (dependent on how many there are within that one), etc.
As I am reading it, you wrote “and beyond” after module 500… So we should be looking at 5 months worth of modules, plus any number of months for the “and beyond” within the Prepper Academy.
But the way it is written, the 5 months (assuming full modules each month 100 thru 500) would extend into 10 or more, if each hundred (100, 200 etc) module is given out in half. For example, if we only get 101-103 in month one, and there are two more (104 and 105 still in the 100 module), that would take us into month two…
I tried to explain this as best as I could to try to comprehend the time length on the Academy as I need to justify a monthly fee (even the minimal amount of $7.00) to my husband.
Thanks in advance! I would also like to see it broken down into maybe two or three payments of say $28.00 a month for three months, IF it is going to take six to nine months. Is there an actual completion time on this?
KDS,
Actually the first month you’ll only have access to courses 101-103. Each month AFTER you’ll get on average one more course (depending on the module you may get two). For example, on month two you’ll get course 104 and month three you get 105. Month three Module 200 will open and again month to month you’ll receive a new course (or courses, depending on the module).
The average time to get access to Module 500 will be around a year. After that point module 500 will continue with new courses for however long you decide to remain a member. Module 500 covers many topics such as gardening, edible and medicinal plants, soap making, wilderness survival and more.
Currently this option cannot change. Given the expense of hosting, the monthly prizes, as well as the need for me to fly out to film various experts for the advanced modules makes the cost too prohibitive to release too many courses up front (in addition, I need to make a living as well
).
I’m trying to make this as cost effective as possible and hope by keeping the price this low it will allow most everyone to access it.
I apologize if this isn’t what you were hoping and I would still love to see you join.
thanks!
- Erich
Please sign me up I can’t find the checkout process thank you!!!
Hi Amy,
I will be releasing this on Wednesday. Thanks for the interest!
TI…….Sounds like dynamite…I’ll be signing up. Thanks for your quick response.
Let me know when this is available
Lets say I get to the 3rd module and would like to go back and reference module 1, will I be able to go back thru the courses to review?
Hi Robert,
Yes the courses will always be available for the life of your membership (keep in mind you can download the course documents to have beyond the life of your membership as well).
Sounds like a great plan but I for one and I am sure there are other, feel that we don’t have a year or more that it will take to do the course before we will need the information to survive..
Is there any way to pay for a year or two up front and get all of the course?
Hi Bob,
I totally understand what you’re saying. However, as I mentioned to another commentor above, some of the later modules are still being wrapped up since I am working with subject-matter experts on them.
When all is complete I probably will give the option of buying the complete set but unfortunately that is currently not available.
When that option does come to pass, I will be sure to prorate any who joined earlier (essentially discounting them what they already purchased off the final amount) if they so wish to have that option.
Hope that helps Bob. Thanks.
Hi Tactical….I’m deaf and doing the best I can to prep. Are the DVD’s that will come out with the course all in closed caption????? thanks …. Rusty
Hi Rusty,
I’m sorry if I caused a misunderstanding but there are no DVDs. All the content is available online through a membership site. The courses are PDF files that can be downloaded and the videos are streamed to your computer.
Sounds good. I am interested.
Sounds grrreat! You stated that getting to module 500 would take about a year. At $7.00 per month, this comes to $84.00. This $84.00 gets me EVERYTHING I need to complete Modules 100, 200, 300 and 400 with no addtitional fees or costs on my part. If I’m correct, I’m signing up….yesterday! Please respond. Thank you
That’s correct Bob. At about the year mark you’ll reach the 500 levels.
I will be signing up, but you’re saying it will take a year to complete the entirety of the course. Question… what happens if SHTF BEFORE we’ve completed our year of training… Will we be prepared enough?
I want to subscribe!!!
Thank you for clarifying….my oooops….Rusty….where do I sign???
Hey Erich
Tell anyone that doesn’t want to use their personal credit card to use a prepaid card.
Doug,
thanks for the tip! Will do.
TI -
But what if I WANT to pay a year in advance?!
know this is an 11th hour question, also know the value of lots of small consistent payments year-round to eyes of the fiduciary bankers.
This is exciting,
JCTate
JCTate,
Unfortunately this is not currently an option. I will likely set this up at a later date but it will not be for some time.
I’m a retired teacher of 35 years and your syllabus sounds like a very informative and interesting course. I would very much like to sign on. No one mentioned payment by a Visa (checking) debt card. Is that an option?
Hi Dwight,
At the initial launch I’ll be only accepting PayPal (which during the paypal payment process you will use your credit card if you don’t have an account).
I am working on getting the standard credit card payment process setup however it is not going to be for a few weeks.
Hope that helps.
Sounds like a good thing. Is this course – and the contests – available to those outside the Continental US?
Saffron,
Where do you live. As long as most gear suppliers (the source of the prizes) ships to your location there’s no issue.
Regarding the courses, since it’s internet based international residents are welcome!
Anybody not wishing to give out there banking history could get a green dot card just for this and then set up pay pal with the green dot card. That way no banking information has to be given
Sign me up!
Really great idea! I’ve never seen anything like this out there on the internet. Seems like a good deal for 7$/month. I know a lot of people (myself included) who would definitely be interested. Thanks!
There does not seem to be a sign-up pages so how can I sign up.
Milt
Milt,
I’ll be releasing this tomorrow. Those on my email list will get a notification but I’ll also be posting a new article here on the blog with a link to the signup process.
thanks so much for your interest!
Hey guy good idea. If you just search the net you’ll find companies that will send you a module so you can take CC numbers yourself I’ve seen the atachments on ipods so wil wven swipt the card…. It’s a great Idea and the cost to U is less then a vendor taking CC’s in a brick & mortar shop…
I also really hate palpay. and Am slightly surprised they allow your to transact business on their site. They are very very anti gun so that makes them very anti prepper. Their are better ways then to support an anit gun outfit..
Maybe you should think about taking PO’s for year subscriptions then no transaction fees on you part and cash in hand instead of electronicly
my two cents
Kelley,
Appreciate the comments. I am likely going to release an entire year subscription option next year. Unfortunately, the $7 mo option is the only option currently.
So we can sign-up tomorrow (Wed 17th). Will you be sending out some sort of e-mail/form for us to fill out to start so we get the $7 a month fee? And this fee will not go up as long as we are subscribed – right?
Yes. I’ll send out an email to my subscribers as well as writing a new blog post with order details.
Regarding the $7, yes anyone who signs up over the next week will be grandfathered in at that price for the life of their membership.
OK so i am defiantly going to do this the only thing is this i am worried about my credit card security not saying i don’t trust you or any thing i just don’t trust anyone i do have the PayPal do you take that? if not i will still commit to the $7 a month due to the fact i think your knowledge and product are beneficial to me and my family just a concern i needed to get out
Thanks for your time
Dale..
Hi Dale,
Currently the payment option is going to be PayPal so it should be fine for you.
thanks for the support!
- Erich
Hi Mr. Erich! I cannot express my gratitude for your making this program affordable for someone like me who is on SSI! However, since all I have to pay with is my SSI debit card, and I won’t have the money on it until the 1st of November, how can I get this tomorrow?? Thank you!!
Hi Sunny,
Thanks so much for your interest. We will still be here in November so don’t feel you need to rush.
Hello Eric, why can’t you open a traditional business account using you Home Depot address. Then people like myself that have an unstable cash flow could pay by money order. You would be protected in receiving your money. Then customers like myself would know that when we have the cash we could pay as we go. You have an incredable website.I am always referencing it.
Hi Jean,
Thanks so much! Right now the Home Depot address is only a PO Box (through the UPS store) so I don’t have any business account yet tied to it. I’m trying to figure out how to accomodate those who have a similar situation as you (the tricky part is setting up the membership without a CC). I’ll be sure to post it if there is a change.
In the meantime have you had a chance to look into a GreenDot card? It may be a valid workaround: https://www.greendot.com/greendot
I’m in, sign me up! This is wonderful!
Jackie, you can sign up at this link: http://www.prepperacademy.com/pasp/
It’s Wed. how do I sign up? Is it possible to pay the whole year in advance and get access to all the modules immediately?
Hi Brian,
I will probably have that option in the future (likely next year) so until then unfortunately this is the only option right now. Sorry for any convenience and thanks for your interest!
Also, you can sign up here: http://www.prepperacademy.com/pasp/
I purposely have made the decision to no longer support or use banks, as I cannot trust them any further than I can throw them, and any prepper would strongly advised to consider the same, as they are at the root of this entire mess.
That said, how can one join if we don’t have bank accounts?
I went back through all of the replies and found that Greendot was recommended for those that don’t have banking accounts, however in doing a little research about Greendot, they require pretty much all of your personal information including your social security number, something that I think most preppers prefer not to give out for untrusted fear of the government.
That said, would we be able to use just a standard pre-purchased visa gift card, the type purchased at any convenience store? Is this something PayPal will accept? If so I am in!
Hey Greg,
I believe as long as it has a VISA or MASTERCARD stamp on it that it would be ok with PayPal.
I am in the process of getting a standard merchant account setup (it’s taking some time) so as to accept just standard cards. It will likely not be until (the earliest) next week.
I would like to sign up but do not see where or how to pay. Please email me the payment information or registration info. Perhaps I missed something while multi-tasking.
I would like to sign up but do not see where or how to pay. Please email me the payment information or registration info.
Dee,
There’s a link to the purchase page at the end of this post. Or you can follow this one: http://www.prepperacademy.com/pasp/
I HAVE TRIED TO REGISTER AT THIS ADDRESS BUT I HAVEN’T RECIEVED MY CONFIRMATION E-MAIL @ slvrslpr9@msn.com
Dee,
I sent you an email.
Dee,
I looked for a transaction in PayPal under the email address slvrslpr9@msn.com and couldn’t find one. Is that your PayPal address? If not, then you’ll want to check your paypal address for your registration info.
Let me know if it’s still an issue.
thanks,
- Erich
any one from iowa in to prepping if so i like to get with you and start to get things i need
You can always buy a prepaid visa card from the store with enough for the course and then refill it every month. that way it can be used with paypal and you are not giving out your personal information other than name and address to the credit card.
I signed up and I thoink the material is great. I would like to pay for month 2 and 3 so i can have those modules right away. Can I do that please?
Hi Claudia,
Unfortunately at this time we don’t have that option. I’m hoping to have that option at a future date.
thanks,
- Erich
ok, let me know and thanks
There should be the option of paying once a year. This way, a prospect can go to a bank and ask for a “pay ahead” Visa or Mastercard. How does this work? You take, for example, $300 cash into a bank and ask for a pre-paid card. It may be possible to get a lower amount. I’ve never purchased a pre-paid credit card but my son, Brad, uses one and internet/mail order items with it all the time. If the card or the number is stolen, it would be a very small loss not like a $1500 – $6000 card…right? I’m thinking of a membership only because I am curious to see if you are doing it rite? I don’t need the knowledge.